Appraisals By Janine is your FHA certified appraisal company

We are happy to say that Appraisals By Janine is an FHA-approved appraisal service in SD. If you have an FHA-secured loan, be sure to hire Appraisals By Janine, as we are approved and qualified to handle FHA reports. Part of the ongoing training our staff at Appraisals By Janine receives deals precisely with understanding the FHA's documentation and their rules and procedures.

Be sure to contact Appraisals By Janine if you need an appraisal done for an FHA-secured loan.

An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lending organizations with protection by offering mortgage insurance in case the borrower does not pay his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-backed financial transaction; the point of the Federal Housing Administration is to cooperate with credit-worthy buyers to meet expectations and qualifications for lending agencies that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA provides are incredibly beneficial to consumers with less starting capital.